QuiqNest™ Homeownership Cashflow Optimizer

Buying a home. Compare adding owned solar at purchase vs paying a utility bill.

QuiqNest™ Purchase Cashflow Optimizer

$
Enter the purchase price. Florida FHA maximum: $1,249,125.
%
Choose 3.5% for typical FHA minimum, or enter another amount.
%
Estimated interest rate for the mortgage.
years
FHA maximum: 30 years.
$
Solar is capped at 120% of appraised home value and not included in required cash down.
$
Battery is capped at 120% of appraised home value and not included in required cash down. Adds ~$13,000. Updates value lift to ~7%.
$/mo
Estimated portion of the electric bill solar will offset.
% / yr
Florida 5-year average: 6.7% (conservative estimate: 5.5%).
Preset: Solar = 5.5% | Solar + Battery = 7.0% | No Solar = 0%
% lift
Auto defaults: 0% with no solar, 5.5% with solar, 7.0% with solar + battery.
Owned solar systems average ~6–8% home value increase nationally.
Estimate only. Not tax advice.
Your New Home Value with Solar
$650,000
Monthly Cost
~$4,000
Roughly the same
Electricity
FREE
Forever
Instant Equity
+$35,750
Day 1 boost
You're not buying solar—you're buying equity + free electricity

Net Monthly Cashflow Comparison

This is why FHA Clear-Title Solar feels cheaper: you replace a utility payment with home equity.
WITHOUT Solar
$0
Mortgage (P&I only) + Utility
WITH Solar
$0
New mortgage (P&I only) + solar add-on (tax-adjusted)
Net Monthly Savings
$0
Cashflow improvement

Monthly Impact Breakdown

Estimated Solar Add-On (Tax-Adjusted) +$0
What solar removes from utility -$0
Estimated Solar Add-On (Tax-Adjusted) -$0
Net result $0
NET 30-YEAR SAVINGS
$0
This is money you don't send to the utility.
30-Year Energy Offset Value
$0
Total utility payments avoided over loan term
Immediate Equity Gain +$0
Your home value increases by 0.0%, instantly adding equity.
Owned solar increases resale value. No UCC-1 liens, no transfer approvals.

Why This is Smart

✓
Cashflow positive from Day 1
Monthly benefit: +$79 (after solar payment and tax savings)
✓
Instant $35,750 equity boost
Your home is worth more than the solar cost from Day 1
✓
$130,161 saved over 30 years
Money you don't send to the utility
✓
No liens, no transfer hassles
FHA Clear-Title Solar is owned solar rolled into your FHA mortgage at purchase or refinance. No UCC-1 liens. Sell or refinance anytime with zero complications.
Show Details ▼
Home Price$0
Down Payment / Required Cash Down$0
Base Loan Amount (Home Only)$0
Loan Term30 years
Interest Rate6.60%
Monthly Mortgage Payment (Home Only – P&I)$0
Solar System Add-On$0
Battery Add-On (Optional)$0
Total Loan Amount (With Solar)$0
Solar Add-On Payment (Before Tax)$0.00
Filing Status / Tax BracketMFJ / 24%
ItemizingYes
Estimated Add-On Payment (Tax-Adjusted)$0.00
Estimated Monthly Energy Offset−$0
New Effective Monthly Housing Cost$0
Net Monthly Savings$0
Home Value Lift / Immediate Equity Gain+$0

Equity / Value Impact

New Home Value (Post-Upgrade)$0
Estimated Value Lift+$0

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